BAJFINANCE.NS Bajaj Finance Limited
INR·Price 964.75·Mkt cap 6.00T52funnel
as of 2026-06-19
Key numbers
Market cap
₹5,99,870 Cr
Current price
₹964.75
52w high / low
—
Stock P/E
31.5
Book value
₹183.34
P/B
5.3
ROCE
—
ROE
16.7%
Computed from the latest reported financials and the current market price.
Who's the real player?
Strong90
A genuine play on this theme — most of its business sits right here.
NBFCs~95% core revenue
Is the business healthy?
Weak44
Shaky fundamentals — weak cash generation or a stretched balance sheet. Tread carefully.
- ⚠High accrual ratio: earnings not backed by cash (manipulation risk)
- ⚠Weak FCF conversion (<50% of net income turns into free cash)
- ⚠Altman Z in distress zone (<1.8)
cashflow quality: 0capital efficiency: —growth quality: 100balance sheet: 0valuation: 100
FCF conversion
-351.0%
FCF margin
-134.4%
Accrual ratio
16.5%
ROCE
—
ROIC
—
Net debt / EBITDA
—
Interest coverage
—
Revenue CAGR
—
Piotroski F
1
Altman Z
1.4
P / FCF
-9.0
EV / EBITDA
—
- High revenue growth consistency
- Positive net margin
Are the smart people buying?
Mixed53
No ownership-change data for this stock. Conviction is judged from capex and buyback signals alone.
Capex growth -11.2%Ownership-change data not available for this stock.
- High promoter/insider ownership
- Insider net buys
- High institutional ownership
What is management saying?
No earnings-call transcript or filings found for this stock.
Is the price right?
DCF not meaningful here — no positive base FCF or share count — DCF not meaningful.
Through the masters' eyes
Each investor's numeric rules, checked against this stock's metrics: exact math, no guesswork. Tap one to see which rules pass, fail, and what to judge yourself.
Scoring this stock against the masters' frameworks…
Financial statements (INR)
↗ sourceCash-flow lines highlighted — we trust cash over reported profit.
| Line | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | 496.65B | 414.80B | 343.26B | 269.67B | — |
| Operating income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| Net income | 190.17B | 166.38B | 144.51B | 115.08B | — |
| Operating cash flow | -657.90B | -677.92B | -698.43B | -421.12B | — |
| Capex | -9.61B | -10.82B | -10.38B | -8.78B | — |
| Free cash flow | -667.51B | -688.73B | -708.81B | -429.90B | — |
| Total assets | 5.60T | 4.66T | 3.76T | 2.75T | — |
| Total equity | 1.14T | 966.93B | 766.95B | 543.72B | — |
| Total debt | 3.67T | 2.75T | 2.18T | 1.64T | — |
| Cash & equivalents | 157.55B | 107.68B | 73.68B | 27.33B | — |
Technical entry
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