JIOFIN.NS Jio Financial Services Limited
INR·Price 245.81·Mkt cap 1.62T43funnel
as of 2026-06-19
Key numbers
Market cap
₹1,62,312 Cr
Current price
₹245.81
52w high / low
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Stock P/E
104.0
Book value
₹202.71
P/B
1.2
ROCE
1.4%
ROE
1.2%
Computed from the latest reported financials and the current market price.
Who's the real player?
Strong90
A genuine play on this theme — most of its business sits right here.
Asset Management~70% core revenue
Is the business healthy?
Weak14
Shaky fundamentals — weak cash generation or a stretched balance sheet. Tread carefully.
- ⚠High accrual ratio: earnings not backed by cash (manipulation risk)
- ⚠Weak FCF conversion (<50% of net income turns into free cash)
- ⚠High leverage: net debt > 3.5x EBITDA
- ⚠Receivables growing much faster than revenue (channel-stuffing risk)
cashflow quality: 4.4capital efficiency: 0growth quality: 0balance sheet: 17.2valuation: 50
FCF conversion
-995.8%
FCF margin
-561.6%
Accrual ratio
11.4%
ROCE
1.4%
ROIC
1.2%
Net debt / EBITDA
7.8
Interest coverage
3.1
Revenue CAGR
—
Piotroski F
4
Altman Z
5.9
P / FCF
-10.4
EV / EBITDA
68.3
- Strong gross and operating margins
- Positive Piotroski score (4) indicating good financial health
Are the smart people buying?
Strong70
No ownership-change data for this stock. The score reflects heavy growth investment (capex) and buybacks, not visible insider buying.
Capex growth 152.3%Ownership-change data not available for this stock.
- Promoter or insider stake at 50.2%
- Insider net buys of 93,119
- Capex growth of 1.5%
What is management saying?
No earnings-call transcript or filings found for this stock.
Is the price right?
DCF not meaningful here — no positive base FCF or share count — DCF not meaningful.
Through the masters' eyes
Each investor's numeric rules, checked against this stock's metrics: exact math, no guesswork. Tap one to see which rules pass, fail, and what to judge yourself.
Scoring this stock against the masters' frameworks…
Financial statements (INR)
↗ sourceCash-flow lines highlighted — we trust cash over reported profit.
| Line | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | 27.68B | 12.49B | 11.71B | 211.90M | — |
| Operating income | 22.75B | 15.26B | 9.11B | 438.40M | — |
| EBITDA | 26.86B | 19.77B | 19.88B | 493.40M | — |
| Net income | 15.61B | 16.13B | 16.05B | 312.50M | — |
| Operating cash flow | -154.39B | -100.83B | -6.78B | 20.55B | — |
| Capex | -1.05B | -418.00M | -7.90M | — | — |
| Free cash flow | -155.44B | -101.25B | -6.78B | 20.55B | — |
| Total assets | 1.63T | 1.34T | 1.45T | 1.15T | — |
| Total equity | 1.34T | 1.23T | 1.39T | 1.14T | — |
| Total debt | 217.68B | 39.70B | 0 | 7.43B | — |
| Cash & equivalents | 7.15B | 3.52B | 671.80M | 565.70M | — |
Technical entry
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